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Some credit cards are restrictive when it comes to earni. Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. However, without one you will be missing out as they offer protection when buying items online. Whether you're starting your own small business or you're already running one, its continued financial health is one of the most important things to keep in mind. Some people believe that you should avoid getting a credit card as they generate debt.

Not all credit cards have perks, and options might be limited depending on your credit score.

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