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You put down a refundable deposit — which becomes your spending limit — on a secured card and use it just like a credit card, repa. For some extra security to fall back on if times get tough or to help build y. The result of an application is mostly based on your credit score, although other factors are. There are even certain situations where a credit card is essential, like many car rental businesses an. In terms of usage, it's an identical replacement for a regular credit card, which can be very.

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